Interactive Portfolio, LLC. ("InteractivePortfolio.com" "we," "our," or "us") and its website located at http://www.interactiveportfolio.com (the "Site") provides information to an individual user ("you") for your individual usage, subject to compliance with the terms and conditions set forth herein.
At any time, we reserve the right to change our TOU; change the Site or any part thereof; or impose fees, charges or other conditions for use of the Site or parts thereof. Your continual use of the Site establishes that you accept such modifications.
We reserve the right to limit availability of the Site to any person(s), geographic area, or jurisdiction at any time and at our sole discretion. Rights are also reserved to limit the quantities of any service or product that we provide.
InteractivePortfolio.com is a division of Interactive Portfolio, LLC., an unbiased investment research firm that formulates and publishes investment model portfolios along with financial information and investment strategies for the Site, its subscribers, its emails, videos, newsletters, blogs and other venues. By using this site, you fully acknowledge and understand that we are not a financial institution, registered investment broker or financial advisor. No personal advice is ever given and no content, financial or otherwise, published on the Site constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person.
An investment in any security is subject to a number of undisclosed risks that Interactive Portfolio, LLC. has no control of or influence on. If you directly or indirectly use the information, opinions, services, and/or products offered on the Site or in any of its blog content, videos, newsletter or other venues, you shall not hold Interactive Portfolio, LLC. or any of its staff, affiliates, members, visitors, associates, suppliers, sponsors, advertisers and agents, liable for any damages arising out of or resulting from the use, misuse or inability to use this Site. This includes, but is not limited to, damages for the loss of capital, funds, profits, or any and all other possible damages. If you do not concur with the above statements, immediately exit the Site and unsubscribe to all of its services, email lists and publications.
You understand that performance data is supplied by sources believed to be reliable, that the calculations herein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may be inaccurate and incomplete. From time to time, reference may be made on our Site to prior articles and opinions we have published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon. All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. You are responsible for refreshing the cache settings on your browser to ensure you are receiving the most recent data.
You understand that Interactive Portfolio, LLC. does its best to provide accurate information, but cannot guarantee the correctness, completeness or timeliness of concepts, opinions, services, or statements published on its Site or in any of its documents. You understand and accept full responsibility for all of your decisions and actions. You agree that you will not hold Interactive Portfolio, LLC. or any of its affiliates liable for any decisions, actions or outcomes made by you or other individuals, parties, corporations, or entities taken in response to the ideas, opinions, concepts, or data based directly or indirectly upon the reliance of news, information, research, or any other material published by Interactive Portfolio, LLC.
Interactive Portfolio, LLC. offers a free 14 day trial subscription period. During this time you will have complete access to the Site, the portfolios, investment strategies, timely Action Alerts and more. If you cancel your subscription within the trial period, you will incur no charges. Subscribers who cancel their monthly subscription will continue to have site access to the month's end. No refunds are made to monthly subscribers. Annual subscribers are entitled to a 50% refund only within the first 90 days of their subscription. No refund will be issued after 90 days.
Users of information published by Interactive Portfolio, LLC. should always assume that all portfolio positions and other securities discussed or referred to are likely to be held by the employees and/or affiliates of InteractivePortfolio.com. No effort to avoid front-running, the practice of purchasing or short-selling securities prior to highlighting or featuring a specific security or group of securities, is stated or implied. This may benefit the party or parties who made the earlier purchase or short-sale as subsequent demand may cause price movement favorable to that position.
The Site, along with its blogs, newsletter, publications, emails, videos, and other marketing media may contain "forward looking statements" [based on Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements] that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects", "will," "anticipates," "estimates," "believes," or statements indicating certain actions "may," "could," or "might" occur. Any price targets, estimates, projections or other "forward looking statements" made by Interactive Portfolio, LLC., for any security should not be used as a basis for any investment decision(s); actual results may differ.
The Site and all contents published by Interactive Portfolio, LLC. are provided for information and educational purposes only and are not intended to provide tax, legal, insurance or investment advice. None of the contents on or off the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by InteractivePortfolio.com or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives as well as your personal and financial situation. Professional consulting regarding your specific legal, tax, insurance or financial situation is advised.
The Site, its publications, and all associated content is the exclusive property of Interactive Portfolio, LLC., you understand that you have no ownership rights. You understand and agree not to republish, upload, post, transmit or distribute content from the Site or any of its publications to online bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without prior written consent. Modification or use of the content for any purpose other than your own personal, noncommercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability. However, you are invited to link to any public content on our Site from your website, blog, network page, email or any other venue.
Links to other Internet web sites and resources from InteractivePortfolio.com are neither controlled nor endorsed by Interactive Portfolio, LLC., nor has any of their content been reviewed or approved. You acknowledge and agree that Interactive Portfolio, LLC. shall not be held responsible for the legality, accuracy, or appropriateness of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.
As a Site user, you agree to comply with all applicable laws, rules, regulations as well as the TOU for InteractivePortfolio.com. You also agree not to use the Site or its associated content for any commercial or public purpose(s); you agree not to alter or adversely impact the Site or any portion of it; you agree not to hinder traffic or keep visitors from having complete access to all Site content; you agree not to use the Site for illegal means; you agree not to make any false or misleading endorsements using the Interactive Portfolio name; you agree not to interfere with the Site's navigational structure or contents; and you agree not to seize the names and/or email addresses of Site visitors or users.
There are no warranties of any kind, expressed, implied or statutory, with use of the Site and any product or service obtained or accessed through the Site. To the fullest extent permitted by applicable law, Interactive Portfolio, LLC., its staff, affiliates, members, visitors, associates, suppliers, sponsors, advertisers and agents, disclaim all warranties of any kind, expressed, implied or statutory, including, but not limited to warranties of title and non-infringement, warranties of merchantability and fitness for a specific purpose, and any and all warranties relating to the timing, adequacy, accuracy or completeness of any information on the Site or in the publications.
No opinion, advice, or statement made on or off the Site or in any of Interactive Portfolio's correspondence or publications, including those made by the staff, affiliates, members, visitors, associates, suppliers, sponsors, advertisers and agents of Interactive Portfolio, LLC. shall create any warranty. These same parties offer no warranty of uninterrupted use of the Site, or a Site that's secure, free of errors, viruses, or other harmful components. You understand and fully accept responsibility and risk for your use of the Site.
Neither Interactive Portfolio, LLC. nor its staff, affiliates, members, visitors, associates, suppliers, sponsors, advertisers and agents, are liable for any indirect, incidental, consequential, special, exemplary, punitive or other damages under any contract, negligence, strict liability or other theory arising out of or relating in any way to the Site and/or any content contained therein, or any product or service used or purchased through InteractivePortfolio.com. Your sole remedy for dissatisfaction with the Site is to stop using it. The sole and exclusive maximum liability to Interactive Portfolio, LLC. for all damages, losses, and causes of action (whether in contract, tort (including, without limitation, negligence), or otherwise) shall be the total amount paid to us by you, if any, for access to the Site.
As a user of the Site, you agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or indirectly out of or from your Site use, or a violation of the TOU or of any third party rights.
You understand and agree that Interactive Portfolio, LLC. may, under certain circumstances and without prior notice to you, terminate your access to and use of the Site if you violate the TOU; if such action is requested by law enforcement or governmental authority; or if you are a repeat violator of third party copyrights or other intellectual property.
Site use is restricted to individuals residing in jurisdictions where provision of the Site's content is legal. Those who access the Site from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable.
The TOU, together with all InteractivePortfolio.com policies referred to herein, constitutes the entire agreement between you and InteractivePortfolio.com relating to your Site use and supersedes any and all prior or contemporaneous written or oral agreements. The TOU and the relationship between us and you is governed by and construed in accordance with the laws of the State of Michigan, without regard to its principles of conflict of laws. You and Interactive Portfolio, LLC. agree to submit to the personal and exclusive jurisdiction of the federal and state courts located within Allegan County, Michigan, and waive any jurisdictional, venue, or inconvenient forum objections to such courts. If any provision of the TOU is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the TOU and shall not affect the validity and enforceability of any remaining provisions. No waiver by either party of any breach or default. We reserve the right to require you to sign a non-electronic version of the TOU.